2021 is upon us and now more than ever purchasing a new home might be easier than you think! Mortgage rates are currently low and now is a great time to purchase that dream house, a vacation cabin on a lake or to refinance your current home.
According to Brian Cavanaugh, Sales Manager/Mortgage Banker from Mortgage Network says the rates will stay down near all – time lows in 2021!
Even if you aren’t signing on the dotted line any time soon, it’s never too early to get your financial life in order and Brian can help you make the process painless! So what are the next steps?
Understand the Basics
Brian will help you navigate finding a mortgage that is right for you. Start by applying for a mortgage pre – approval. This will help you understand where you stand when it comes to your sales price, down payment and monthly mortgage payment, etc.
Learn the Language
From APR to PMI, Brian will break down the language to help you decipher the terms you discover along the way i.e. APR stands for annual percentage rate. Basically it’s what you’re charged for borrowing money. PMI means for Private Mortgage Insurance. Usually for people who put less than 20% down on their new home.
Make the Leap
You found it! That perfect home! So now what? Brian will guide you through the home financing journey and find the right program that’s best for you. He’ll be your new best friend when it comes to walking you through the process, offering his expertise and advice along the way!
Ready to get the ball rolling? Reach out to Brian today! 617-771-5021, firstname.lastname@example.org
Brian Cavanaugh NMLS#441864 is a Sales Manager/Mortgage Banker assisting potential Homebuyers with purchase mortgage financing, and current Homeowners with mortgage refinancing in Massachusetts. During his almost 20 years of experience in Mortgage Banking Brian has helped thousands of families with affordable and financially responsible mortgage financing solutions.